If your solar installer files for bankruptcy, start by identifying which company is responsible for each part of your system's support. Your equipment manufacturer may be different from your workmanship warranty provider. Your lender or the company that owns a leased system may be another business entirely.
This guide explains the court processes and the documents to check. It is general U.S. information, not legal advice about your contract or a determination of your rights. State law and the orders in the specific bankruptcy case can also matter.
What is the difference between Chapter 7 and Chapter 11?
Chapter 7: liquidation under a trustee
A Chapter 7 trustee administers the bankruptcy estate and liquidates assets for distribution under bankruptcy law. A court can authorize limited business operations when that benefits the estate. The filing alone does not establish that every service has already stopped. U.S. Courts: Chapter 7.
Chapter 11: reorganization or a liquidating plan
Chapter 11 is commonly used to reorganize a business, but it also permits a liquidating plan. It does not guarantee that your installation will be completed or that warranty service will continue. Look for information about the company named in your agreement and the court orders affecting it. U.S. Courts: Chapter 11.
What happens to solar warranties in bankruptcy?
Check each written warranty separately. A bankruptcy announcement does not establish that all coverage has ended. It also does not establish that a manufacturer or another company has taken over the installer's obligations.
| Coverage or service | What to confirm |
|---|---|
| Installation workmanship | Which business issued the warranty, what it covers, and whether anyone has agreed to perform the service. |
| Panels, inverter or battery | Whether the specific equipment is eligible under the manufacturer's warranty terms. |
| Repair labor and travel | Which charges are covered and which appear in the service contractor's written estimate. |
| Monitoring access | Who manages the account and what the manufacturer requires for access or transfer. |
For example, SolarEdge tells owners whose installer has closed to review their warranty terms because certain components may still be covered. That does not establish coverage for every system or every repair cost. SolarEdge's guidance for system owners.
Ask for written coverage confirmation before authorizing paid work. If you lease the system or have a power purchase agreement, check with the system owner about its service process and any permission needed for an outside contractor.
Do you still pay your solar loan after installer bankruptcy?
Do not assume the installer's bankruptcy automatically cancels a loan, lease or power purchase agreement. Identify the lender or system owner in your documents. Ask it to explain any disputed payment obligation in writing.
A payment dispute can involve rights beyond the wording of the loan. For qualifying credit transactions, the FTC Holder Rule preserves certain claims and defenses against the loan holder. It does not apply to every financing arrangement or establish that a particular homeowner can stop paying. FTC explanation of the Holder Rule.
If the installation is unfinished or you dispute what was sold, keep the supporting records and seek advice from a licensed attorney about your situation before changing payments. This article cannot determine the amount you owe or whether you have a valid claim.
How do you find bankruptcy notices and claim deadlines?
Use the exact legal company name and case number to locate the bankruptcy court's notices. A similar brand name does not establish that your contracting company is part of the same case.
Read the notice applicable to your claim and check for later court orders. Follow the court's directions about where to file, including any appointed claims agent. The Delaware bankruptcy court's claims information illustrates why filing instructions matter: its electronic filing process applies when no claims agent is assigned, and administrative-expense requests use a different process.
Whether you need to file a proof of claim depends on the case and your situation. Get legal help if you are unsure whether to file or how to describe a claim.
Keep records you can access without the installer
Save your contracts and warranty documents along with available production reports. Keep service correspondence and any permit or inspection records for unfinished work.
For monitoring access, use the manufacturer's official support channel. Ask about access to your existing system rather than assuming a new login will connect to it. A monitoring account does not establish warranty eligibility or confirm that equipment is working correctly.
Looking for solar service support?
Solrova is building its service-contractor network in Nevada and California. You can submit a request, but a contractor match or repair date is not guaranteed. Solrova does not decide warranty coverage or resolve bankruptcy claims.
This is a commercial solicitation that is not affiliated with any governmental agency or electric utility.
Request Service SupportPrepared by Solrova editorial with AI assistance and checked against the sources linked in this guide. Updated September 5, 2026. For more homeowner resources, visit the Solrova Knowledge Center.